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Personal Finance

real estate
Money for unemployed homeowners

Nonprofit insurers hoard cash
Some insurers are holding billions of dollars in cash, far more than regulators require for solvency, yet they still hit consumers with double-digit premium hikes. Kristen Gerencher talks with Sondra Roberto, Consumers Union attorney.
• Vital Signs: Insurers respond to cash claims
The new bank-reform law includes $1 billion to help jobless Americans who can't afford their mortgages stay in their homes.
• Realty Q&A: Keep your home-equity credit line
• Mortgage rates hit new low
• See more Personal Finance at SmartMoney

estate planning
Money lessons brought to life
Chuck Jaffe explains what a personal tragedy taught him about planning for the inevitable.

saving & spending
New credit-card headaches
The Credit CARD Act of 2009 brought a lot of benefits for consumers. But it's also leading to some new problems.
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2010 Lexus GX460
This luxury SUV, while perfect for off-road driving, has all the creature comforts you'd want if you're staying close to civilization too.
2010 Land Rover LR-4: Comfort in an off-road titan
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Today in Personal Finance

Gold Bugs Get Swatted

Is gold's rally over? Precious-metals mutual funds lost almost 9% in July as concerns about global economic woes eased, Money & Investing Editor Jonathan Burton reports in This Week in Mutual Funds. video content

7:24 p.m. Today
Gold bugs swatted as investors picnic on stocks

Is there still a case for gold? Yes, but only if you believe that governments will have to pump more stimulus into the global economy at the expense of national currencies. Read about this and more in this week's Mutual Funds and ETF stories.

7:23 p.m. Today
Fixed-rate mortgage rates drop for sixth week

The interest rates charged on fixed-rate mortgages inch down to a sixth straight weekly record low, according to Freddie Mac’s latest survey of conforming mortgage rates.

10:52 a.m. Today
From traffic ticket to deductible donation

Did you get a traffic ticket for taking that important cell phone while driving? Or for rolling through a stop sign because it was midnight and no one was on the road? You might be able to turn that ticket into a tax-deductible donation that not only helps a charity but also saves you money.

12:19 p.m. July 28, 2010
See more video

Video »

Gold Bugs Get Swatted

  • Gold Bugs Get Swatted 2:25
    More Bad News From Nvidia 4:18
    Hot Stocks: Techs Take It on the Chin 1:23
    Fiorina: "I'm proud of my record" at H-P 7:00
  • MarketsHub: More Solid Energy Sector Earnings 3:24
    Hype and Hope for Small-Cap Chinese Stocks 4:28
    Investor Be Nimble 6:04
    Hot Stocks: Health-Care Shares Weaken 1:18
  • Investors Expect More From Advisers 4:47
    Markets Hub: Boeing Fails To Lift Dow 3:26

This Week in Mutual Funds: Hedging Bets
Harvey Rowen of Starmont Asset Management tells Jonathan Burton about specialized mutual funds that act like hedge funds, able to invest anywhere.
BOND FUNDS
Safety in numbers
In a clear reflection of global market jitters, bonds beat stock returns during the second quarter
by the widest margin in nine years.
• Global stock markets pay heavy toll

INTERNATIONAL FUNDS
Japan's rising sum
Long in the doldrums, Japan may be bouncing back, as this much-maligned market has outperformed most regions so far this year.
• More on mutual funds and ETFs
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Small Business »

Lucky Strike Lanes
Striking out into new ventures
From high-end restaurants to laser tag, volleyball and bumper cars, bowling alleys are ramping up their efforts to attract new customers in tough economic times.
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Careers »

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Diary of a Recession Baby»

A village to raise a kid? Try $222,000
This biggest cost to raising a child is housing, but child care and education also take a 20-year-plus bite out of the budget.
One thing not to gift to your children? Your career
How to respond when family members need money help
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Spending & Saving »

Fed caps credit-card fees  
Good news for consumers as bank overseer sets limits on fees, penalties and inactivity charges that card issuers can demand.
New bank overdraft rules could save you money
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Rates »

Equity
7.7%

National averages from Bankrate.com

National averages from Bankrate.com

3-month CD
0.4%
1-year CD
1.1%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 12.31% 12.18% 12.17%
Cash Back 12.63% 12.63% 12.49%
Business 12.96% 12.96% 10.74%
Balance Transfer 12.97% 12.88% 12.40%
Student 13.96% 13.96% 14.71%
Airline 14.30% 14.30% 14.17%
Reward 14.70% 14.70% 13.47%
Instant Approval 15.99% 15.99% 17.62%
Bad Credit 20.32% 20.32% 13.74%
Source:CreditCards.com

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